:root {
  --navy: #1e2e73;
  --ink: #111722;
  --text: #1b2133;
  --muted: #5d6680;
  --line: #d9deeb;
  --gold: #f0be55;
  --bg-soft: #f5f7fc;
}

* { box-sizing: border-box; }

body {
  margin: 0;
  font-family: "Segoe UI", system-ui, -apple-system, sans-serif;
  color: var(--text);
  line-height: 1.6;
  background: #ffffff;
}

a { color: var(--navy); }

.wrap { max-width: 1040px; margin: 0 auto; padding: 0 24px; }

header.site {
  background: var(--ink);
  padding: 18px 0;
}
header.site .wrap { display: flex; align-items: center; justify-content: space-between; gap: 16px; }
header.site img { height: 34px; width: auto; display: block; }
header.site nav a { color: #d4dae4; text-decoration: none; margin-left: 20px; font-size: 15px; }
header.site nav a:hover, header.site nav a:focus-visible { color: #ffffff; text-decoration: underline; }

.hero {
  background: linear-gradient(160deg, var(--ink) 0%, var(--navy) 100%);
  color: #ffffff;
  padding: 72px 0 88px;
}
.kicker {
  font-size: 13px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase;
  color: var(--gold); margin: 0 0 12px;
}
.hero h1 { font-size: clamp(32px, 5vw, 50px); line-height: 1.08; letter-spacing: -.03em; margin: 0 0 18px; max-width: 760px; }
.hero p.lead { font-size: 20px; font-weight: 300; color: #d4dae4; max-width: 680px; margin: 0 0 32px; }

.btn {
  display: inline-block; padding: 13px 24px; border-radius: 10px;
  font-weight: 700; text-decoration: none; font-size: 16px;
}
.btn-primary { background: var(--gold); color: var(--ink); }
.btn-primary:hover, .btn-primary:focus-visible { background: #f5cd77; }

section { padding: 64px 0; }
section.alt { background: var(--bg-soft); }
h2 { font-size: 30px; letter-spacing: -.02em; margin: 0 0 12px; }
.section-lead { color: var(--muted); font-size: 18px; max-width: 680px; margin: 0 0 36px; }

.grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 20px; }
.card {
  background: #ffffff; border: 1px solid var(--line); border-radius: 14px; padding: 24px;
}
.card h3 { margin: 0 0 8px; font-size: 18px; }
.card p { margin: 0; color: var(--muted); }
.card .bar { width: 36px; height: 5px; border-radius: 3px; background: var(--gold); margin-bottom: 14px; }

ol.steps { padding-left: 22px; margin: 0; max-width: 720px; }
ol.steps li { margin-bottom: 14px; }
ol.steps strong { color: var(--navy); }

.contact { text-align: center; }
.contact p { color: var(--muted); font-size: 18px; margin: 0 0 24px; }

footer.site { border-top: 1px solid var(--line); padding: 28px 0; font-size: 14px; color: var(--muted); }
footer.site .wrap { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 12px; }
footer.site a { color: var(--muted); margin-left: 16px; }

.legal { padding: 48px 0 64px; max-width: 780px; }
.legal h1 { font-size: 34px; letter-spacing: -.02em; margin: 0 0 4px; }
.legal .updated { color: var(--muted); margin: 0 0 32px; }
.legal h2 { font-size: 21px; margin: 32px 0 8px; }

@media (max-width: 600px) {
  header.site nav a { margin-left: 12px; font-size: 14px; }
  .hero { padding: 52px 0 64px; }
}